IndiaPublic toolsAY 2026-27

Old regime or new regime? See the answer faster.

Run the same numbers through both India tax regimes and instantly see which side wins for your deduction mix.

This view keeps the comparison front and center so you can see which regime currently costs less and how much the gap really is.

Official Scope

Focused on resident-individual public estimates and quick filing guidance.

AY 2025-26 and AY 2026-27 slab views are included here first.

India Transition

India is in the wider transition toward the Income Tax Act, 2025 from April 2026.

This release keeps the calculator anchored to the currently published resident-individual slab references used for common return estimates.

Regime Comparison

Resident-individual estimate for common salary and deduction cases. High-income surcharge marginal relief is not modeled here.

Old-regime deduction inputs

Used only on the old-regime side of the comparison.

Need HRA? →
Outcome
New regime is lower by ₹42,380.
Monthly difference: ₹3,532
Old regime
₹1,92,660
Monthly ₹16,055
Standard deduction₹50,000
Taxable income₹12,42,500
Base tax₹1,85,250
Rebate₹0
Surcharge₹0
Cess₹7,410
Total tax₹1,92,660
New regime
₹1,50,280
Monthly ₹12,523
Standard deduction₹75,000
Taxable income₹17,22,500
Base tax₹1,44,500
Rebate₹0
Surcharge₹0
Cess₹5,780
Total tax₹1,50,280

Use Cases

Check whether new-regime slabs beat deduction-heavy old-regime planning.
Compare tax outcomes before choosing a filing preference with your employer.
See the annual savings number before making investment decisions.

Sources

Related Pages

A regime decision page, not a generic tax form

Does the page show the better regime clearly?

Yes. The results highlight the lower-tax regime and the estimated savings gap.

Can I include HRA and NPS in the comparison?

Yes. You can include HRA exemption, Section 80C, additional NPS, and other old-regime deductions.

Will the result include cess?

Yes. The estimate includes health and education cess on the calculated tax amount.